Terms & Conditions

Effective Date: 05/14/2026
Business Name: Anthony Johnson
Website: www.aj-life.com
Email: [email protected]
Phone: (678) 218-9944

These Terms & Conditions govern your use of this website and communications with Anthony Johnson regarding life insurance, mortgage protection, final expense insurance, quotes, appointments, applications, and related services.

By using this website, submitting a form, requesting information, scheduling an appointment, or communicating with us, you agree to these Terms & Conditions.

1. Services Provided

Anthony Johnson provides insurance-related information and assistance, which may include:

Life insurance information
Mortgage protection insurance information
Final expense insurance information
Insurance quote assistance
Appointment scheduling
Application support
Policy-related follow-up and customer service

Any insurance product, quote, approval, premium, or policy is subject to carrier underwriting, eligibility rules, application review, and policy terms.

2. No Guarantee of Coverage

Submitting a form or requesting a quote does not guarantee that you will qualify for insurance coverage.

Insurance coverage, premiums, benefits, exclusions, limitations, and approvals are determined by the insurance carrier.

3. Accuracy of Information

You agree to provide accurate and complete information when requesting quotes, scheduling appointments, or applying for insurance.

Incorrect or incomplete information may affect quote accuracy, eligibility, underwriting, policy approval, claim payment, or policy validity.

4. SMS/Text Message Terms

By providing your phone number and opting in, you agree to receive calls and text messages from Anthony Johnson regarding life insurance, mortgage protection, final expense insurance, quote requests, appointment reminders, application updates, policy updates, and follow-up communications.

Message frequency may vary. Message and data rates may apply.

You may opt out at any time by replying: STOP

For help, reply: HELP

Consent to receive text messages is not a condition of purchase.

SMS opt-in consent and mobile phone numbers will not be shared, sold, rented, or transferred to third parties or affiliates for marketing or promotional purposes.

5. Opt-In Methods

You may opt in to receive SMS communications by:

Submitting a website form
Checking an SMS consent checkbox
Requesting an insurance quote
Scheduling an appointment
Providing your phone number during a direct conversation
Submitting an online lead form where SMS consent language is displayed

By opting in, you confirm that you are the owner or authorized user of the phone number provided.

6. Opt-Out Instructions

You may opt out of SMS communications at any time by replying STOP.

After opting out, you may no longer receive text messages from us, except where permitted by law or necessary for service-related or compliance purposes.

You may also contact us at:

Email: [email protected]
Phone: (678) 218-9944

7. HELP Instructions

For SMS help, reply HELP or contact us at:

Email: [email protected]
Phone: (678) 218-9944

8. Communication Consent

By submitting your contact information, you authorize Anthony Johnson to contact you by phone, text message, email, or other communication methods regarding your request.

You understand that consent to receive marketing communications is not required to purchase goods or services.

9. Privacy Policy

Your use of this website and communication with us is also governed by our Privacy Policy.

Please review our Privacy Policy here: Click Here

10. Third-Party Services

We may use third-party platforms, CRM systems, phone systems, SMS providers, email providers, appointment tools, insurance carriers, and business service providers to deliver services and manage communications.

These providers may process information only as needed to provide services on our behalf.

11. Insurance Carrier Terms

If you apply for insurance, the carrier’s application, policy terms, underwriting rules, disclosures, and privacy practices may also apply.

You are responsible for reviewing all carrier-provided documents before accepting or paying for a policy.

12. Website Content

The information on this website is provided for general informational purposes only. It should not be considered legal, tax, financial, or investment advice.

Insurance needs vary by person. You should review your options carefully before making a decision.

13. Limitation of Liability

To the fullest extent permitted by law, Anthony Johnson is not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website, communications, quotes, or services.

14. No Misuse of Website

You agree not to misuse this website, submit false information, attempt unauthorized access, interfere with site operations, or use this website for unlawful purposes.